Islets of Hope state diabetes insurance coverage laws

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Information for this article was compiled and edited by Lahle A. Wolfe, Islets of Hope.

Important Disclaimer

This information for general information purposes only.  

It is not intended to be used a recommendation or endorse- ment of any program or entity

This information is not intended to serve as any form of medical or legal advice.

Article Sources

National Conference of State Legislatures

Government Accountability Office (GAO) report number GAO-05-210 entitled "Managing Diabetes: Health Plan Coverage of Services and Supplies;" released on March 28, 2005.

Federal Laws Pertaining to Persons with Diabetes

Diabetes Assistance Programs

Diabetes Laws

Michigan - State Diabetes Insurance Coverage Laws

Hock's offers 30-50% discounted prices on diabetes supplies.  We cannot specifically recommend or endorse any company but we have been listing Hock's in our resource directory for over a year as one of the two cheapest online companies to purchase from.  We recently affiliated with Hock's because our own experience with them has been so positive.  If you do place an order through our site, they will contribute financially towards our cause and you will get reasonable prices for diabetes supplies.

Michigan has mandated coverage for diabetes care.

S 260, now Chapter 424 of 2000 -Law signed 1/9/2001-the Diabetes Cost Reduction Act (DCRA), a law requiring Michigan regulated health insurance and managed care policies to cover necessary diabetes supplies and services within 90 days.

Summary of Provisions

  • Requirement related to diabetes? Yes
  • Diabetes Education services covered?  Yes
  • Medical nutritional therapy covered?  No
  • Diabetes supplies covered?  Yes
  • Specified supplies covered?  Yes

According the the Michigan state government web site, this legislation provides for coverage of:

  • Blood glucose monitors and blood glucose monitors for the legally blind.
  • Test strips for glucose monitors, visual reading and urine testing strips, lancets, and spring-powered lancet devices.
  • Syringes.
  • Insulin pumps and medical supplies required for the use of an insulin pump.
  • Diabetes self-management training.

Coverage is available if determined to be medically necessary and prescribed by an allopathic or osteopathic physician. If you are covered under a nonprofit health care corporation (Blue Cross Blue Shield of Michigan) or your insurance includes prescription coverage, nonexperimental medication for controlling blood sugar, insulin, and medications used in the treatment of foot ailments, infections, and other medical conditions of the foot, ankle or nails associated with diabetes must be covered.

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Page Updated  03/10/2007