IOH - Summary of State Diabetes Coverage Laws



		Islets of Hope state diabetes insurance coverage laws

Information for this article was compiled and edited by Lahle A. Wolfe, Islets of Hope.

Important Disclaimer

This information for general information purposes only.

It is not intended to be used a recommendation or endorse- ment of any program or entity

This information is not intended to serve as any form of medical or legal advice.

Article Sources

National Conference of State Legislatures

Government Accountability Office (GAO) report number GAO-05-210 entitled "Managing Diabetes: Health Plan Coverage of Services and Supplies;" released on March 28, 2005.

State Prescription Laws for Purchase of Insulin (Children with Diabetes Link)

As of January 2007, 46 states have some type of laws requiring health insurance coverage to include treatment for diabetes. Most states require coverage of both direct treatment and the costs of diabetes treatment equipment and supplies often used by the patient at home when prescribed by a doctor for diabetes treatment.

The states that do not have diabetes coverage laws are Alabama, Idaho, North Dakota and Ohio.

The laws in Mississippi, Missouri, and Washington State only require that insurers offer coverage, but not necessarily include the coverage in all active policies- Mississippi, Missouri and Washington.

The first state to include mandates for diabetes coverage was California (1981).

Federal Laws Pertaining to Persons with Diabetes

Diabetes Assistance Programs

Summary of State Diabetes Insurance Coverage Laws

The following chart summaries, by state, what provisions for diabetes care and coverage are mandated by law in each state.

Chart by Lahle Wolfe, Islets of Hope. For permission to use, please contact us.

State	Requirement related to diabetes	Diabetes education services	Medical nutrition therapy svcs	Diabetes supplies	Specified Supplies
Alabama	No	No	No	No	No
Alaska	Yes	Yes	Yes	Yes	No
Arizona	Yes	No	No	Yes	Yes
Arkansas	Yes	Yes	Yes	Yes	Yes
California	Yes	Yes	Yes	Yes	Yes
Colorado	Yes	Yes	Yes	Yes	No
Connecticut	Yes	Yes	Yes	Yes	No
Delaware	Yes	No	No	Yes	Yes
Florida	Yes	Yes	No	Yes	No
Georgia	Yes	Yes	Yes	Yes	Yes
Hawaii	Yes	Yes	No	Yes	No
Idaho	No	No	No	No	No
Illinois	Yes	Yes	Yes	Yes	Yes
Indiana	Yes	Yes	No	Yes	No
Iowa	Yes	Yes	No	Yes	Yes
Kansas	Yes	Yes	Yes	Yes	Yes
Kentucky	Yes	Yes	Yes	Yes	No
Louisiana	Yes	Yes	Yes	Yes	No
Maine	Yes	Yes	No	Yes	Yes
Maryland	Yes	Yes	Yes	Yes	No
Massachusettes	Yes	Yes	Yes	Yes	Yes
Michigan	Yes	Yes	No	Yes	Yes
Minnesota	Yes	Yes	Yes	Yes	No
Mississippi	Yes	Yes	Yes	Yes	Yes
Missouri	Yes	Yes	No	Yes	No
Montana	Yes	Yes	No	Yes	Yes
Nebraska	Yes	Yes	Yes	Yes	Yes
Nevada	Yes	Yes	No	Yes	No
New Hampshire	Yes	Yes	Yes	Yes	Yes
New Jersey	Yes	Yes	No	Yes	Yes
New Mexico	Yes	Yes	Yes	Yes	Yes
New York	Yes	Yes	No	Yes	Yes
North Carolina	Yes	Yes	No	Yes	No
North Dakota	No	No	No	No	No
Ohio	No	No	No	No	No
Oklahoma	Yes	Yes	Yes	Yes	Yes
Oregon	Yes	Yes	No	Yes	No
Pennsylvania	Yes	Yes	Yes	Yes	Yes
Rhode Island	Yes	Yes	Yes	Yes	Yes
South Carolina	Yes	Yes	No	Yes	No
South Dakota	Yes	Yes	Yes	Yes	Yes
Tennessee	Yes	Yes	No	Yes	Yes
Texas	Yes	Yes	No	Yes	Yes
Utah	Yes	Yes	Yes	Yes	Yes
Vermont	Yes	Yes	Yes	Yes	No
Virginia	Yes	Yes	Yes	Yes	No
Washington (State)	Yes	Yes	Yes	Yes	Yes
Washington, DC	Yes	Yes	Yes	Yes	No
West Virginia	Yes	Yes	No	Yes	Yes
Wisconsin	Yes	Yes	No	Yes	Yes
Wyoming	Yes	Yes	Yes	Yes	No



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