Islets of Hope state diabetes insurance coverage laws

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Information for this article was compiled and edited by Lahle A. Wolfe, Islets of Hope.

Important Disclaimer

This information for general information purposes only.  

It is not intended to be used a recommendation or endorse- ment of any program or entity

This information is not intended to serve as any form of medical or legal advice.

Article Sources

National Conference of State Legislatures

Government Accountability Office (GAO) report number GAO-05-210 entitled "Managing Diabetes: Health Plan Coverage of Services and Supplies;" released on March 28, 2005.

Federal Laws Pertaining to Persons with Diabetes

Diabetes Assistance Programs

 

Diabetes Laws

Arizona - State Diabetes Insurance Coverage Laws

Hock's offers 30-50% discounted prices on diabetes supplies.  We cannot specifically recommend or endorse any company but we have been listing Hock's in our resource directory for over a year as one of the two cheapest online companies to purchase from.  We recently affiliated with Hock's because our own experience with them has been so positive.  If you do place an order through our site, they will contribute financially towards our cause and you will get reasonable prices for diabetes supplies.

Arizona has mandated coverage for diabetes care and supplies.

A.R.S. §20-826(P),  §20-934 - 1998 law

Summary of Provisions

  • Requirement related to diabetes? Yes
  • Diabetes Education services covered?  Yes
  • Medical nutritional therapy covered?  Yes
  • Diabetes supplies covered?  Yes
  • Specified supplies covered?  Yes

Note:  Arizona requires cover of equipment and supplies only when the insurance policy covers expenses incurred for the treatment of diabetes.

A.R.S. §20-826(P),  §20-934 - 1998 law - Any contract covering diabetes must include coverage for equipment and supplies that are medically necessary.  Section P, pertaining to diabetes coverage states:

    P. Any contract that provides coverage for diabetes shall also provide coverage for equipment and supplies that are medically necessary and that are prescribed by a health care provider including:

      1. Blood glucose monitors.
      2. Blood glucose monitors for the legally blind.
      3. Test strips for glucose monitors and visual reading and urine testing strips.
      4. Insulin preparations and glucagon.
      5. Insulin cartridges.
      6. Drawing up devices and monitors for the visually impaired.
      7. Injection aids.
      8. Insulin cartridges for the legally blind.
      9. Syringes and lancets including automatic lancing devices.
      10. Prescribed oral agents for controlling blood sugar that are included on the plan formulary.
      11. To the extent coverage is required under medicare, podiatric appliances for prevention of complications associated with diabetes.
      12. Any other device, medication, equipment or supply for which coverage is required under medicare from and after January 1, 1999. The coverage required in this paragraph is effective six months after the coverage is required under medicare.
       

    Q. Nothing in subsection P of this section prohibits a medical service corporation, a hospital service corporation or a hospital, medical, dental and optometric service corporation from imposing deductibles, coinsurance or other cost sharing in relation to benefits for equipment or supplies for the treatment of diabetes.
     

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Page Updated  03/09/2007