Islets of Hope state diabetes insurance coverage laws

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Information for this article was compiled and edited by Lahle A. Wolfe, Islets of Hope.

Important Disclaimer

This information for general information purposes only.  

It is not intended to be used a recommendation or endorse- ment of any program or entity

This information is not intended to serve as any form of medical or legal advice.


Article Sources

National Conference of State Legislatures

Government Accountability Office (GAO) report number GAO-05-210 entitled "Managing Diabetes: Health Plan Coverage of Services and Supplies;" released on March 28, 2005.


Federal Laws Pertaining to Persons with Diabetes

Diabetes Assistance Programs

Diabetes Laws

Alabama - State Diabetes Insurance Coverage Laws


Hock's offers 30-50% discounted prices on diabetes supplies.  We cannot specifically recommend or endorse any company but we have been listing Hock's in our resource directory for over a year as one of the two cheapest online companies to purchase from.  We recently affiliated with Hock's because our own experience with them has been so positive.  If you do place an order through our site, they will contribute financially towards our cause and you will get reasonable prices for diabetes supplies.

IMPORTANT!  The American Diabetes Association (ADA) reports that some persons with diabetes may be eligible for private insurance for a limited time through Blue Cross. Restrictions apply.  Visit the ADA website to learn more.  07/12/2007

 

Alabama has no mandated diabetes coverage insurance laws.  This means that you can be turned down for an individual insurance policy due to a medical condition.  However, if you are HIPPA Eligible, you may qualify for the state's high-risk insurance pool.

Summary of Provisions

  • Requirement related to diabetes? No
  • Diabetes Education services covered?  No
  • Medical nutritional therapy covered?  No
  • Diabetes supplies covered?  No
  • Specified supplies covered?  No

Durable Medical Equipment Coverage

There are no laws mandating coverage of durable medical equipment for diabetes care.

Prescription Drug Coverage of Diabetes Supplies

There are no laws mandating prescription coverage of diabetes medications, insulin, or supplies.

Alabama Insurance Department - (334) 269-3550

If you have insurance and are unable to resolve problems of coverage with your insurance provider you can file a complaint with the Alabama Insurance Department.  

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Page Updated  07/12/2007